Rental Car Insurance Nevada

The Great Basin Region Author: Kmusser / CC BY-SA 3.0


"Don't Fence Me In" isn’t just a song – it's a Nevada state of mind, an you’ll soon see why when you visit the aptly named ‘Silver State’. It got this nickname after the discovery of silver, which contributed greatly to the local economy. Largely composed of desert and semi-arid land, much of Nevada is within the Great Basin Region.

The areas south of the Great Basin fall within the Mojave Desert, while Lake Tahoe and the Sierra Nevada lie on the western edge. Almost 90% of this state's land falls under various jurisdictions of the U.S. federal government, both civilian and military; we'll leave you to draw your own conclusion on this revelation.


Much to See, Much to Do


A clue to where the action is resides in these statistics; around 75% of Nevadans reside in Clark County. This includes the Las Vegas–Henderson–Paradise NV Metropolitan Statistical Area. This is in the southern part of the state in the Mojave Desert. As the 7th ranked state in size, NV has a relatively small population with around 3-million people.


Rental Car Insurance Nevada Provides ‘That Covered Feeling’


From mountains to desert and lakes, Nevada offers it all. This makes car rental quite important if you want to take it all in. Don’t forget the all-important rental car insurance Nevada. It is conveniently available online from


The Traps and Snares of the Rental Agreement


Every renter should know the important differences in terms of coverage options before signing the rental agreement. Whatever you do, do not rely on the rental car giants to advise you impartially on all options available. They would rather upsell their expensive waiver options for LDW and CDW.


Insuring Rented Cars


Essentially, the rental agents will besiege you and do their utmost to persuade you to accept the highest and most expensive waiver level. They call this:

  • Full or Comprehensive CDW/LDW – In the event of an incident, the renter pays nothing whereas the car rental company theoretically pays everything.

The other waiver option available at the rental kiosk is:

  • Partial or limited CDW/LDW – Here, you are liable for deductibles as specified in the RA. The rental company pays up to a defined limit and the renter pays the balance. This could prove very expensive.

The third option is to decline the waivers altogether – don’t go down there because in the event of an incident:

  • The renter pays for everything!


Rental Car Insurance Nevada – The Safest Option


Avoid nightmare zone and accept car rental damage insurance from It’s Primary Insurance and it’s your first port of call when you claim. Don’t drive a rental vehicle without it!